MorePayIn

Launching soon

EN

MorePayIn / a new payment service provider

Move money intelligently.

One integration for pay-ins, payouts, orchestration and treasury, with MATRIX, our AI agent, at your side.

Ask MATRIX for early access
  • Human approval gatespayouts signed off
  • Append-only ledgeryour balance is the sum of it
  • AI-native corefrom the first line of code

MATRIX does
the work.
You sign.

Ask what you would ask someone on your team. MATRIX prepares it with five agents, leaves it ready and waits for your signature when it is needed.

Product preview · illustrative data

MATRIX
  1. You ask
  2. MATRIX prepares
  3. You sign

Ready for you

You asked

What MATRIX checked

  1. GATEKEEPER
  2. ROUTER
  3. SENTINEL
  4. SEALER
  5. SCRIBE

    Your turn

    Payments,
    no patchwork.

    MorePayIn is a new payment service provider, built with no legacy. One integration to take payments, route them, pay out and keep the books.

    In build: nothing live yet. Example amounts.

    MorePayIn

    Change the method. The path stays the same.

    Your buyer pays with

    Payment method logos are trademarks of their owners. Showing them means no agreement with MorePayIn.

    Settled: +250.00 BRL to your balance.

    1. inPay-insthe local methods your buyers already use
    2. routedOrchestrationone endpoint, several PSPs underneath
    3. signedPayoutsmoney out, behind an approval gate
    4. settledTreasurya balance that is the sum of its entries

    The ledger

    It only adds entries. It never changes them.

    1. 0001Merchant balancemerchant_balance+250.00 BRL
    2. 0002Pix in transitpix_settlement_in_transit−250.00 BRL
    3. Pick another method: its two entries are added here.

    Your balance = the sum of its entries250.00 BRL

    Global by design.
    Zone by zone.

    Built for every zone and the long tail, one gateway endpoint, and the operating zones light up as MorePayIn expands.

    Expansion roadmap: not live coverage

    Diagram of MorePayIn operating zones: LATAM, Europe, Africa, Middle East and Asia, connected by payment routes. Expansion roadmap, not live coverage. LATAM EUROPE AFRICA MIDDLE EAST ASIA

    Built to route Cards · Pix · Boleto · SPEI · CLABE · OXXO · CBU · CCI · ACH · Cash vouchers · Online banking ·

    Security and
    compliance
    by design.

    Moving other peoples money is a regulated act. It is built in from the first line, not added before an audit.

    In build: designed, not yet live

    MorePayIn

    Every payout passes all five.

    • KYB

      From day one. Apply, KYB, go live: nobody moves money unverified.

      Merchant verified
    • Approval

      Under your threshold, the payout goes on its own. Above it, a person signs.

      Under your threshold
    • Ledger

      Nothing is deleted. A mistake is fixed with another entry, and your balance is the sum of what is written.

      Booked
    • Webhooks

      Every notice is signed with HMAC. And a sandbox to test it all before going live.

      Notice signed
    • Fraud

      Every actor has a trust score. Every action stays in the audit log.

      In the audit log

    One
    integration.

    One gateway endpoint, multiple PSPs underneath. If an engineer needs a call to understand the request, it was written wrong.

    Illustrative: API in build

    MorePayIn

    POST /v1/payments

    One request, its answer and what it books.

    $ curl -X POST https://api.morepayin.com/v1/payments
    -H "Authorization: Bearer mp_live_····"
    -H "Content-Type: application/json"
    -d '{
      "amount": "250.00",
      "currency": "BRL",
      "method": "pix"
    }'

    200 routing

    Reading the response

    • statusroutingbest available path
    • railpixthe local methods your buyers already use
    • ledgerappendedyour balance is the sum of it
    and what it appended
    1. merchant_balance +250.00 BRL
    2. pix_settlement_in_transit −250.00 BRL

    sum 0.00 BRL

    Illustrative: API in build OpenAPI and MCP in build Nothing leaves your browser. The response below is worked out on this page.

    Now
    in build.

    Pre-launch, moving fast. Nothing on this page is fabricated, when we publish numbers, they will be real.

    MorePayIn

    What we're building, in the open.

    Ask for early access

    We're at the first stop: the sandbox, in build.

    1. 01in build

      Sandbox

      Try the API with test money: nothing real moves.
    2. 02ahead

      First merchants

      The first merchants apply, pass KYB and take real payments.
    3. 03ahead

      General availability

      Open to every merchant: apply, KYB, go live.

    More. Pay. In.

    More: rails, zones, horizons. Pay: ins, outs, treasury. In: one integration. All in.

    MorePayIn

    Talk to us

    support@morepayin.com

    Partnerships, early conversations, anything, we read everything.

    What happens next

      Answers only from what MorePayIn has published